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New York & New Jersey Foreclosures & Short Sales
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Standardized Operating Procedure

  • Home
  • Properties
    • Featured Listings
    • Property Search
    • Relocation to SC, GA, or FL
  • Buyers & Sellers
  • Useful Links
    • Department of Buildings
    • Department of HPD
    • ECB Violations
    • Department of Finance
    • Department of Environmental Protection (Water)
    • NYC Oasis Maps
    • NYC Digital Tax Map
  • Upcoming Auctions
    • My Auctions
    • Auction.com
    • Xome
    • Hubzu
    • ServiceLink Auction
    • HUD.gov
  • FAQ
    • How Do Short Sales Work?
    • How Do Foreclosures Work?
    • Short Sale VS Foreclosure
  • REO Services
  • Short Sales
  • News Feed
  • About
    • About Me
    • Testimonials
  • Partners
  • Private Mailing List
  • Contact

.

Buyers

DECIDING TO BUY

PREPARING TO BUY

CHOOSING A REAL ESTATE AGENT

TIME TO GO SHOPPING

ESCROW INSPECTIONS & APPRAISALS

MOVING IN

Before you start shopping for your property, it is a good idea to make some preparations.


 

Build Your Green File.

A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

  • Financial statements
  • Bank accounts
  • Investments
  • Credit cards
  • Auto loans
  • Recent pay stubs
  • Tax returns for two years
  • Copies of leases for investment properties
  • 401K statements, life insurance, stocks, bonds, and mutual account information.


 

Check Your Credit Rating.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.


 

Be Careful With Your Finances.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

Michael Santangelo Associate Broker

Robert DeFalco Realty and CEO of NY NJ Short Sales

✆ 917-885-3610
✉ nynjforeclosuresandshortsales@gmail.com

1678 Hylan Boulevard, Staten Island, New York, 10305

8823 Third Avenue, Brooklyn, New York, 11209

655 Rossville Avenue, Staten Island, New York, 10309

340 Rt. 34 Ste. 112, Colts Neck, New Jersey, 07722

379 W Broadway, 2nd Floor, Suite 428, New York, NY 10012

  • Home
  • Properties
  • Property Search
  • Buyers & Sellers
  • Useful Links
    • Department of Buildings
    • Department of HPD
    • ECB Violations
    • Department of Finance
    • Department of Environmental Protection (Water)
    • NYC Oasis Maps
    • NYC Digital Tax Map
  • Upcoming Auctions
    • My Auctions
    • Auction.com
    • Xome
    • Hubzu
    • ServiceLink Auction
    • HUD.gov
  • FAQ
    • How Do Short Sales Work?
    • How Do Foreclosures Work?
    • Short Sale VS Foreclosure
  • REO Services
  • Short Sales
  • About Me
  • Partners
  • Contact
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